Nelnet Academic Stafford Loan benefits:
- .25% interest rate reduction for making payments using auto-debit*
- 24/7 student loan application and account access online at www.nelnet.com
- Toll-free access to helpful Nelnet Advisors: 1.877.804.3603
- Flexible repayment options
- Free practice tests for standardized exams, scholarship searches and FAFSA assistance online at www.nelnet.com
- Subsidized Stafford loans for undergraduate students: 6.0% fixed interest rate for loans originated on or after July 1, 2008, but before July 1, 2009
- All unsubsidized Stafford loans or subsidized Stafford loans for graduate students: 6.8% fixed interest rate for loans originated on or after July 1, 2006

*Nelnet reserves the right to modify or terminate borrower benefit programs without prior notice. The availability of Nelnet loans will be subject to the availability of the programs outlined in the Department of Education's May 21, 2008, Dear Colleague letter.
Nelnet reserves the right to modify or terminate borrower benefit programs at its discretion and without prior notice. All loans must remain in good standing. Borrower benefit programs vary by state, lender, and servicer.
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