Lender information
Borrower benefits


Academic Answer® Loan from SunTrust
suntrusteducation.com/academicanswer
866.763.6350
  • High approval rates.
  • Interest rates and fees that are tiered based on credit, so the better the credit, the lower the interest rate and fees.
  • No payments while in school.
  • A six-month grace period.
  • Availability to undergraduate, graduate and health profession students.
  • Borrow more with a creditworthy cosigner, up to an amount certified by your school.
  • 0.50 percentage point interest rate reduction for auto debit
  • Zero fees if both you and your cosigner are credit approved
  • No income requirement for student borrowers.
  • No payment required while in school
  • And, when you join Upromise*, you can use your Upromise rewards to help pay down balances automatically on your eligible Sallie Mae-serviced loans by linking your Sallie Mae* account to your Upromise account with Upromise Loan LinkSM! To learn more, or to join Upromise now, go to www.salliemae.com/upromise. Thank you for your assistance.
  • As low as 7.50 % ( 7.37% APR ) * ( APR Examples )
  • CitiAssist Loans have flexible credit guidelines that can help you get approved at the best possible rates. Credit histories for you and any co-signer may be used as a factor in determining your eligibility for a loan. The interest rate charged is a reflection of the credit score of the applicant and a co-signer, if any. Apply Online to get a credit response in 3 minutes or less and see the interest rate for which you qualify.
  • No Loan Fees:
    Unlike other student loans, CitiAssist gives you 100% of the money you borrow. There are no origination, guarantee or repayment fees on the standard CitiAssist Loan program. Fees may be charged for certain customized school programs.

www.chaseselectloans.com
1-866-306-0868
  • 0% origination and repayment fees!
  • Rates as low as Prime minus 1.0% with a cosigner, Prime minus 0.5% without a cosigner
  • 0.25% interest rate reduction for automatically debited payments See web site or call for important terms and information.
  • Can be used to cover past due balances
  • Online pre-approval and application, including e-signature
  • Loans are originated and serviced internally by Chase
  • All Chase-serviced loans, including private loans, are combined into a single bill
  • Choice of repayment options
  • Cosigner release option
  • Loans are not sold
Apply Now

www.key.com
1.800.KEY.LEND
  • The Key Alternative LoanŽ is designed for undergraduate students needing to bridge the financial gap between college costs and traditional funding sources such as federal loans, grants, and scholarships
  • No application fee and no additional fees
  • Make no payments for up to six months after graduation
  • Easy annual renewal process
  • Receive a quick credit decision when you apply online

www.wachovia.com
1.877.689.0763
  • Generous borrowing limits
  • No payments required for up to five years
  • Quick online application with fast approvals
  • Money-saving rebates during repayment
  • Top-rated customer service


www.salliemae.com
1.888.2.SALLIE

  • New price ranges with competitive pricing that rewards creditworthiness*
  • One eligible individual: One-month LIBOR + 2.5% to One-month LIBOR + 9.5% APR: 4.83% to 11.06%
  • Two eligible individuals: One-month LIBOR + 2.5% to One-month LIBOR + 8.5% APR: 4.83% to 10.21%
  • Zero Fees
  • A 0.50 percentage point interest rate reduction with auto debit
  • No minimum income requirement
  • No payments required while in school
  • Cosigner Release available after the first 24 on time
    payments of principal and interest
  • Six month grace period
  • Cosigner release option available after the first 24 on-time payments of principal and interest
  • Flexible repayment options

  • Interest rate: variable, based on Prime
    Deferred payments: no payments are required while a student is in school and for up to six months after graduation or leaving school

    • Wells Fargo Student Graduation BenefitSM Program interest rate reduction of 0.50% at repayment upon verification of graduation. Unlike other repayment rewards, the Wells Fargo Student Graduation Benefit program is not affected by a late payment or if you return to school. Students keep the Wells Fargo Student Graduation Benefit Program reward as long as they do not consolidate their loans (effective for loans disbursed on or after July 1, 2008).
    • 0.25% interest rate reduction at repayment when Wells Fargo automatically withdraws payments from a personal checking or savings account - discount is removed if automatic payments are cancelled (effective for loans guaranteed on or after July 1, 2008).
    • The automatic payment reward and the Wells Fargo Student Graduation Reward Benefit Program are entirely separate, so those that don’t graduate can still obtain an interest rate discount.
    • No origination, disbursement or repayment fees
    • Convenient online and phone application with instant credit decisions
    • Cosigner release after the first 24 consecutive monthly payments are received on time – minimum credit guidelines must be met at the time of the request
    • High quality of Wells Fargo servicing throughout a student’s borrowing experience.
    • Combined billing of Federal Stafford, Federal PLUS, and private loans
    • Free Wells Fargo College Checking® accounts, Online Banking, and Bill Pay.
    • One place for all your financial needs.

* The APR is a variable rate and will increase if the one-month LIBOR rate increases. The APRs shown are APRs