FCSL Private Loan Lenders

If you have processed your federal loans and you still need additional funds, you can apply for a private loan by selecting a lender below.

Florida Coastal School of Law provides this list as a guide to you, and you are free to choose a lender not represented below. If you choose a lender not listed below, please inform us so we may ensure that your loan is processed in a timely manner.

Private Lenders

Lender	Phone	Benefits
	800-984-0190	Aggregate Limit: $150,000 without co-borrower, none with co-borrower Annual Maximum: Cost of education less aid Annual Minimum: $500 Interest Rate: Excellent: Prime - .75% with coborrower, -.25% without coborrower Good : Prime + .5% with coborrower, + 1.25% without coborrower Fair: Primate + 2.5% with co borrower, = 4% without coborrower Co-signer: Optional for all tiers, if a student chooses to have a co-signer, they can be released after 24 months in repayment. Loan Fees: Zero Origination Fees, Zero Guarantee Fees, Zero Repayment Fees Repayment Options: 9 months grace period prior to repayment after student graduates or drops below half time enrollment status. Repayment term: Less than $20,000 = 15 years, $20,000-$39,999 = 20 years, $40,000 or more = 25 years. Loan Proceeds: Electronic Funds Transfer to FCSL Servicer: SallieMae Apply now
	800-658-3567	0.50% interest rate reduction at repayment upon verification of graduation with the Wells Fargo Student Graduation BenefitSM Program 0.25% interest rate reduction at repayment when Wells Fargo automatically withdraws payments from a personal checking or savings account Loan has no origination, disbursement, or repayment fees Cosigner release after the first 24 consecutive on-time monthly payments Prime + (0% to 3.50%) Combined billing of Federal Stafford, Federal PLUS, and private loans. One place for all your financial needs. Wells Fargo offers banking products and services, such as the College Combo^®, a suite of banking accounts and services designed for college students. With Wells Fargo, you’ll get high quality service throughout your borrowing experience. Most students can qualify for this loan on their own, without a cosigner. Wells Fargo reserves the right to discontinue or modify our rewards for future disbursements at any time without notice. Apply now

Lender

Phone

Benefits

800-984-0190

Aggregate Limit: $150,000 without co-borrower, none with co-borrower
Annual Maximum: Cost of education less aid
Annual Minimum: $500
Interest Rate: Excellent: Prime - .75% with coborrower, -.25% without coborrower Good : Prime + .5% with coborrower, + 1.25% without coborrower Fair: Primate + 2.5% with co borrower, = 4% without coborrower
Co-signer: Optional for all tiers, if a student chooses to have a co-signer, they can be released after 24 months in repayment.
Loan Fees: Zero Origination Fees, Zero Guarantee Fees, Zero Repayment Fees
Repayment Options: 9 months grace period prior to repayment after student graduates or drops below half time enrollment status.
Repayment term: Less than $20,000 = 15 years, $20,000-$39,999 = 20 years, $40,000 or more = 25 years.
Loan Proceeds: Electronic Funds Transfer to FCSL
Servicer: SallieMae

Apply now

800-658-3567

0.50% interest rate reduction at repayment upon verification of graduation with the Wells Fargo Student Graduation BenefitSM Program
0.25% interest rate reduction at repayment when Wells Fargo automatically withdraws payments from a personal checking or savings account
Loan has no origination, disbursement, or repayment fees
Cosigner release after the first 24 consecutive on-time monthly payments Prime + (0% to 3.50%)
Combined billing of Federal Stafford, Federal PLUS, and private loans.
One place for all your financial needs. Wells Fargo offers banking products and services, such as the College Combo^®, a suite of banking accounts and services designed for college students.
With Wells Fargo, you’ll get high quality service throughout your borrowing experience.
Most students can qualify for this loan on their own, without a cosigner.
Wells Fargo reserves the right to discontinue or modify our rewards for future disbursements at any time without notice.

Apply now